• The Dangers of Borrowing from Your 401k

    Updated: 2012-10-31 19:26:15
    While taking a loan from your retirement savings may be preferable to cashing out, the dangers of borrowing from your 401k are a serious threat to your retirement dreams. While they are actually a good deal, especially as loans go, the effect on your retirement savings can be devastating. Not every employer offers this as an [...]

  • Top 529 Plans: Morningstar Gold and Silver Ratings List 2012

    Updated: 2012-10-30 07:25:55
    Investment research firm Morningstar also rates 529 plans in their annual “529 College Savings Plans Research Paper and Industry Survey”. They recently released details about their 2012 results, but I couldn’t find the entire paper (Premium section?). Here are links to their 2010 and 2011 studies [pdf]. They’re long, but include some interesting details for [...]

  • If You Don’t Have a Job, Should You Still Be Able to Get a Credit Card?

    Updated: 2012-10-29 14:09:16
    Ok, so the title is terribly leading and I’m expecting an overwhelming percentage of you to answer: “Of course someone without a job shouldn’t get a credit card.” You certainly wouldn’t be alone. Legislators made it illegal for credit card issuers to give credit cards to consumers who have no income as part of the [...]

  • Statesboro - Franklin’s Budget Car Sales Inc Exposed Sensitive Customer Information

    Updated: 2012-10-29 13:20:50
    FMD Consumer News Consumer news , consumer information to help consumers fight bad businesses , bad debt collectors , debt and expose consumer scams Home Archive ABOUT Contact Search ADVERTISE Home Consumers Debt Economy Featured Statesboro Franklin’s Budget Car Sales Inc Exposed Sensitive Customer Information 29. October 2012 by allen According to the Federal Trade Commission , Franklin’s Budget Car Sales , Inc . also dba Franklin Toyota Scion and Utah-based debt collector EPN , Inc . illegally exposed customers sensitive personal information of thousands of consumers by allowing peer-to-peer P2P file sharing software software to be installed on their corporate computer . systems Settlements with Utah-based debt collector EPN , Inc . and Georgia auto dealer Franklin Budget Car Sales , Inc

  • TradeKing Referral Bonus 2012 – Direct Link, Transfer Fee Rebate

    Updated: 2012-10-29 06:52:49
    Update: Offer extended until November 30, 2012. TradeKing is extending the $50 referral deal to anyone who clicks on a special $50 link or banner below. No promotion code required. Open with at least $3,000 and make 3 trades within 90 days of account opening and get $50. Trades are $4.95 each, options are $0.65 [...]

  • Zillow.com Adds Free Foreclosure Listings

    Updated: 2012-10-26 08:33:48
    If you’ve ever tried to research buying a foreclosure or short sale online, you’ve probably found a lot of sites either plastered with ads or charging expensive subscription fees in order to access “exclusive” foreclosure listings. Well, the good news is that real estate site Zillow.com recently announced that it has added nearly 2 million [...]

  • The CFPB Finally Begins Overseeing Debt Collectors

    Updated: 2012-10-24 18:02:00
    FMD Consumer News Consumer news , consumer information to help consumers fight bad businesses , bad debt collectors , debt and expose consumer scams Home Archive ABOUT Contact Search ADVERTISE Home Consumers Debt Debt Collectors Personal Finance The CFPB Finally Begins Overseeing Debt Collectors 24. October 2012 by Allen At the moment the Consumer Financial Protection Bureau is beginning to oversee i.e.e more closely regulate the larger debt collection companies . At some point it is hopeful that they will regulate all debt collection companies regardless of size . Often it is the smaller collection companies that employ illegal and unethical means to collect . debts The Consumer Financial Protection Bureau CFPB published a rule today that will allow the agency to federally supervise the

  • Fake Debt Collector Forced To Hand Over Ill Gotten Gains

    Updated: 2012-10-24 09:06:28
    FMD Consumer News Consumer news , consumer information to help consumers fight bad businesses , bad debt collectors , debt and expose consumer scams Home Archive ABOUT Contact Search ADVERTISE The CFPB Finally Begins Overseeing Debt Collectors Home Consumers Debt Debt Collectors Scams Featured Fake Debt Collector Forced To Hand Over Ill Gotten Gains 23. October 2012 by allen Debt collection calls are hard on anyone that dares pick up the phone and listen to the veiled threats , psychological mind games that debt collectors use to coerce money from consumers . It’s difficult to tell who is legitimate and who is not . The FTC put a stop to one bogus debt collection scam and is forcing the defendants to turn over some of revenues from the . schemes A California man who worked with bogus debt

  • Accounting Software Online Small Business Bookkeeping Services Outright

    Updated: 2012-10-19 17:41:45
    Sign Up Login Back To My Dashboard Logout How it Works Take a Tour Pricing Blog x Your small business finances all in one place Online bookkeeping No more spreadsheets , data entry and piles of paper . everywhere I agree to the Terms of Service and Privacy Policy OR Sign up with Facebook Stay up-to-date effortlessly Outright does the work while you sleep , saving hours of busy work during the day Updates nightly from your financial accounts Automatically categorizes your transactions Add or edit transactions at anytime No trial , no strings attached Start my FREE Account Stay on top of your taxes year-round Outright keeps you organized so your quarterly , annual and sales taxes are a : cinch See accurate estimates of quarterly and end-of-year taxes whenever you want them Easily track the

  • Ready For Zero Review | A New Way to Track Your Debt

    Updated: 2012-10-19 15:29:05
    Does getting out of debt seem like an unachievable dream? You're not alone. Not only is it difficult paying off thousands of dollars, it's difficult organizing a plan and acting on it. Ready For Zero seeks to answer the problem of debt management. How does it work? Let's take a look!

  • Savings I Bonds September/October 2012 New Rate 1.76%

    Updated: 2012-10-17 11:00:12
    New inflation numbers were just released for September 2012, so here’s the usual semi-annual update. New Inflation Rate March 2012 CPI-U was 229.392. September 2012 CPI-U was 231.407, for a semi-annual increase of 0.88%. (CPI-U increased 2.0% over last 12 months.) Using the official formula, the variable interest rate for the next 6 months will [...]

  • LevelUp Mobile Pay: $5 Referral Bonus + Free Store Credits

    Updated: 2012-10-11 11:00:37
    Mobile payments are hot, and start-up LevelUp let’s you pay by scanning a QR code from your smartphone that is linked to your existing credit or debit card. You know what that means… venture capital spent on customer acquisition! New users can get a free $5 credit by signing up through a referral link or [...]

  • What’s Inside the Vanguard Total Bond Index Fund?

    Updated: 2012-10-10 11:09:19
    The Vanguard Total Bond Market Index Fund is designed to track the entire spectrum of US bonds (well, those that are publicly-traded, taxable, and investment-grade). It is the second-largest bond fund out there, with $160 billion in assets and behind only the PIMCO Total Return Fund. It is available to retail investors as a mutual [...]

  • Best Small Business Credit Cards 2012

    Updated: 2012-10-05 11:00:15
    Whether you have a small business with just one employee or over 100, it’s critical to track your your business expenses and keep them separate from your personal finances. Business credit cards help you do that, along with other perks like giving you some additional float time to pay off the balance, easy expense accounting [...]

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